Ready to pre-qualify? Our pre-qual form is easier and faster than most. It takes less than five minutes and there's no obligation. Once your form is submitted, one of our Loan Officers will contact you within a business day with your loan qualifications and to answer any further questions you may have. Pre-Qualification vs Pre-Approval Pre-qualification gives you a general idea of your ability to qualify for a loan, based solely on what you tell us. A pre-approval (the next step) involves a complete loan application, credit report and review of your financial documentation, allowing you to search for your home with a lender's commitment in hand. Please read: Our pre-qual form sends your information to us via unencrypted e-mail. Please do not include any private information like your Social Security Numbers or account numbers in your e-mail to us (or anyone else for that matter). Aina Mortgage will not be responsible for any damages you sustain if you send private or sensitive information to us by e-mail. Aina Mortgage makes loans on property located in the state of Hawaii, whether you live in our Islands or elsewhere. This pre-qualification form is neither a mortgage application nor a commitment to lend. Your name e-mail address Confirm your e-mail, please Phone, if you'd like a call from us () - Purchase or refinance? If purchasing, how much money do you available for your down payment and closing costs? Is any part of your down payment from a gift? If yes, how much and from whom? If refinancing, what do you want to accomplish with your new home loan? If refinancing, about how much is your current mortgage balance? Your desired new loan amount? The estimated value of the home you wish to buy or refinance? Where is the property? (which island, city, state?) Is this a condo, single family residence, or a 2-4 unit dwelling? Is this your primary residence, your second/vacation home, or a rental/investment property? About how much is your gross monthly income from all sources combined? How much are your current monthly payments for your car(s), loans, and credit cards? Are you willing and able to document your income? Do you prefer a fixed rate or an adjustable rate mortgage? Comments or questions? Aina Home Loan Programs Pre-qualify Application Contact Aina